FinTech App
DevelopmentDigital Wallets, Payment Platforms & Micro-Lending Solutions in Bangladesh
Build secure, regulation-compliant financial technology platforms that handle millions of transactions.
Bangladesh's digital financial landscape is evolving rapidly — from bKash's dominance to new digital banking licenses. We engineer FinTech products that are built for scale, security, and Bangladesh Bank compliance from day one. Whether you're building a neobank, a micro-lending platform, or a payment orchestration layer, we handle the complex financial engineering so you can focus on growth.
Project Specifications
Active ProtocolWhat We
Build.
From digital wallets to cross-border remittance — we engineer financial products that handle real money with zero-tolerance for errors. Every system is built with double-entry ledgers, idempotent transactions, and real-time fraud monitoring.
Digital Wallet & Mobile Money Platforms
Full-stack digital wallet systems with KYC/eKYC verification, P2P transfers, QR-code payments, bill splitting, and merchant settlement — compliant with Bangladesh Bank guidelines.
Payment Gateway Orchestration
Multi-provider payment routing that automatically selects the optimal gateway (bKash, Nagad, SSLCommerz, Stripe) based on success rates, fees, and transaction type.
Micro-Lending & Credit Scoring
Alternative credit scoring engines using transaction history, behavioral data, and ML models. Automated loan origination, disbursement, and recovery workflows.
InsurTech Platforms
Digital insurance distribution platforms with policy management, claims processing, premium collection, and automated underwriting decision engines.
Banking API Integration
Secure integration with core banking systems, RTGS/NPSB, CBS APIs, and international SWIFT networks. PCI-DSS compliant data handling and tokenization.
Cross-Border Remittance Solutions
Multi-corridor remittance platforms with real-time FX rates, compliance screening, beneficiary management, and settlement reconciliation.
The Engineering Engine
Quantifiable ROI
- Outcome 01Sub-200ms transaction processing for seamless user experiences
- Outcome 02Built-in fraud detection reduces chargebacks by up to 80%
- Outcome 03Multi-provider failover ensures 99.99% payment uptime
- Outcome 04Regulatory-first architecture accelerates licensing approval
- Outcome 05Real-time reconciliation eliminates manual settlement errors
How We Deliver
Regulatory Mapping
Analyzing Bangladesh Bank regulations, PSP licensing requirements, and compliance frameworks to architect systems that pass audits from day one.
Secure Core Development
Building transaction engines with double-entry ledgers, idempotent APIs, and real-time fraud detection. Bank-grade encryption at rest and in transit.
Testing & Compliance
Load testing for peak transaction volumes, security penetration testing, and regulatory compliance documentation for Bangladesh Bank submission.
FAQ
Can you build a digital wallet app that complies with Bangladesh Bank regulations?
Yes. We architect FinTech platforms with Bangladesh Bank's PSP (Payment Service Provider) and MFS regulations built into the core. This includes KYC verification, transaction limits, reporting requirements, and anti-money laundering checks.
How do you handle security for financial applications?
We implement multiple security layers: PCI-DSS compliant data handling, end-to-end encryption, tokenization of sensitive data, rate limiting, IP whitelisting, and real-time fraud detection using behavioral analytics.
Can you integrate with bKash, Nagad, and international payment gateways?
Absolutely. We have hands-on experience integrating bKash Tokenized Checkout, Nagad PGW, SSLCommerz, Stripe, PayPal, and crypto gateways. See our dedicated Payment Integration page for the full list.
What's the typical cost and timeline for a FinTech MVP?
A FinTech MVP typically takes 10-16 weeks and varies based on complexity. A basic digital wallet starts around 15-20 lakh BDT, while a full micro-lending platform with credit scoring can range from 30-50 lakh BDT.
Let's engineer your
fintech platform
Build financial infrastructure that scales. Let's discuss your requirements, regulatory considerations, and project milestones.
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